Giving Employee Crisis Fund Account Employer provides grants to participant hit by personal hardship or a crisis.There is no limited list of expenses. Why? Participant Benefits Not required to repay grant funds.Funds are supplied by employer to assist employees.Funds can be used for any purpose.Improves financial & mental wellbeing. Employer Benefits Show commitment to help your employees when they are most vulnerable.Determine plan design.Improves recruiting, retention and engagement.